What is Medical Payments Coverage?
This coverage pays for medical expenses from an accident for either yourself or your passengers, regardless of fault. In other words, if you were at fault for the collision, you can use this provision to pay for medical bills incurred by you or any other persons in your vehicle until the insurance limit you select is reached. Additionally, reimbursement for your health coverage deductibles can be made under the medical payments coverage of your auto policy. It can pay for emergency services, such as ambulance services, which is not covered by many health insurance plans. It can also be used for treatment such as acupuncture, massage or chiropractic manipulations if such options are not available through your health insurance. This is optional coverage and must be requested.