What is med-pay coverage?

Med-pay coverage is a type of auto insurance coverage that will pay for your medical expenses as they’re incurred, up to a certain amount, and generally within a specific time frame. This coverage is available to the insured driver and any passengers in the insured’s vehicle for injuries sustained, regardless of the 's faultinsured driver's fault or anyone else.

You may already have medical insurance and feel med-pay is an unnecessary additional premium.  Keep in mind that med-pay will give you the flexibility to obtain treatment with a doctor or doctors outside of your health plan.  Sometimes this flexibility can come in handy if you want to consult with a reputable doctor that doesn’t accept payment from your private health plan.  

Typically, med-pay policies are $5,000.00 in coverage.  They may range from $1,000 to as high as $100,000.  We recommend a minimum of $5,000 in medical payments coverage.