What is collision coverage?

This coverage pays for damages to your vehicle, regardless of fault, when you hit another car or object. This coverage pays to fix your vehicle less the deductible you choose.  The deductible you select should be what you feel comfortable paying out of pocket.  This is optional coverage and must be requested. Remember, if you have a car loan, your lender will require that you have this coverage. It is your responsibility to request this coverage.