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Questions and Answers about Property Damage
Do I decide whether my car is to be repaired or replaced? Why does the insurance company repair some cars but pay the replacement value for other cars? Should I allow any body shop that is associated with the insurance company look at my car? Who is responsible for the towing and storage bills? Who pays for a rental car while my car is being repaired? My car was determined a total loss. How can I determine if the actual cash value offer the insurance company is offering is fair? I am still making payments to the bank on my car but it was declared a total loss in the collision. Who will get the money from the insurance company, me or the bank? The money the insurance company has given me for my vehicle will not completely pay off my car loan. What is going on?