CORONAVIRUS UPDATE: What We Are Doing to Protect Our Clients

What Will I Get for My Totaled Car?

The value is determined by your vehicle’s fair market value (or “actual cash value”) and not what you purchased the vehicle for, nor what you owe on a loan. 

This means that the car is worth what an identical car could be sold for in today’s market.

Blue Book does not give you complete information.  We recommend using “” to do a search for similar cars in a 500-mile radius.

This will give you asking prices for similar cars.

You can also contact dealerships and ask them what they’d list the car for with the same options and the same mileage, etc.  Bottom line: if the insurance company’s offer is similar to what our own comparables research tells you, then we’d recommend that you accept the offer.  If not, we can negotiate the value upwards for clients by showing the comparables to the carrier and attempting to find some middle ground.

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"Me and my wife; had a car accident. We were amazed how easy, professional, friendly attorney Ed Smith is along with his staff. Everybody is amazing. Thank you so much, we are very impressed!" Alex & Dinah M.
"Ed Smith and his office team took on a difficult personal injury case on my behalf and for the passenger in my car. Ed is a top- notch attorney. His staff couldn't have been more helpful and kind. No need to look elsewhere. I give Ed Smith my highest recommendation." Beverly
"Ed and Robert have been taking great care of my husband and I for the past 5+ years. They are always there when you have a problem and a quick resolution! Even when the issues have nothing to do with them. They are willing to help ease the pain off your shoulders. They are as good as it gets! Thank you again for everything." Annie T.
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"I would highly recommend Ed Smith to any friends or family in need of a personal injury attorney. Ed, and his staff, are very caring on top of being very experienced in this field. The staff always keeps you informed of the status of your case and they are always easy to reach by phone." Shannon D.
"Edward Smith law offices provide competent, thorough, and personable help for victims of personal injury. When you first meet the staff you know you contacted the right office. This law office treats clients like people. I recommend this office to anyone seeking representation regarding personal injury." David M.