If uninsured motorist coverage is optional, why should I buy it?
As of April 2013, the Department of Insurance states that in the U.S. approximately 16% of the population is uninsured. California has a higher number of uninsured motorists on the road. According to the Department of Insurance in 2013, 25% of California drivers are driving without auto insurance. You and your family will be adversely affected if you sustain severe injuries or lose wages by an uninsured motorist and have no such coverage in place.