I've been offered money for my totaled motorcycle by the insurance company. Do I have an option to keep my motorcycle?

Yes, you can “retain salvage” and keep the motorcycle.  

If you have been involved in a motorcycle crash and your bike is totaled, you have the option of keeping the bike but the insurance company handling your property damage claim will reduce the payment based on the value of the salvaged motorcycle.

What this means is that you will (1) have to accept a lesser settlement offer based on the salvage value of the motorcycle – i.e., if the owner is keeping the motorcycle and the carrier could have received $500.00 or so for the salvage, so the carrier deducts the $500.00 or so from the actual cash value settlement; and (2) the carrier and/or you have an obligation to notify DMV that the motorcycle’s been salvaged which means that the pink slip on the motorcycle will say “salvaged title” (i.e., the motorcycle’s not worth a whole lot even if it is later fixed).  

The Law Offices of Edward A. Smith are experienced motorcycle accident attorneys expert in motorcyclist rules and regulations.

If you have been injured in a motorcycle accident that was not your fault, call us anytime for free, friendly advice. Sacramento 916-921-6400. Elsewhere 800-404-5400.  Or Contact Us Online.

You can also learn more about us on Yelp and Avvo

Client Reviews
  • Me and my wife; had a car accident. We were amazed how easy, professional, friendly attorney Ed Smith is along with his staff. Everybody is amazing. Thank you so much, we are very impressed!
    Sincerely, Alex & Dinah M. ★★★★★
  • Ed Smith and his office team took on a difficult personal injury case on my behalf and for the passenger in my car. Ed is a top- notch attorney. His staff couldn't have been more helpful and kind. No need to look elsewhere. I give Ed Smith my highest recommendation. Beverly ★★★★★
  • Ed and Robert have been taking great care of my husband and I for the past 5+ years. They are always there when you have a problem and a quick resolution! Even when the issues have nothing to do with them. They are willing to help ease the pain off your shoulders. They are as good as it gets! Thank you again for everything. Annie T. ★★★★★
  • Very professional. Great team, staff and service all around. Mr Smith was very honest, straight forward with his advice. He gives the word "attorney" an honest reputation. I will seek his council anytime, and would recommend him at the drop of a dime. Jeremy M. ★★★★★
  • I would highly recommend Ed Smith to any friends or family in need of a personal injury attorney. Ed, and his staff, are very caring on top of being very experienced in this field. The staff always keeps you informed of the status of your case and they are always easy to reach by phone. Shannon D. ★★★★★
  • Edward Smith law offices provide competent, thorough, and personable help for victims of personal injury. When you first meet the staff you know you contacted the right office. This law office treats clients like people. I recommend this office to anyone seeking representation regarding personal injury. David M. ★★★★★