Galt Auto Accident and Personal Injury Lawyer (209) 227-1931
Injured in Galt, California?
If you are a resident of Galt and you or a loved one was injured there or somewhere else in California, you likely have many questions. I would like to answer these questions for you. Contact me today for free and friendly advice at (916) 921-6400 locally or (800) 404-5400 toll free.
I'm Ed Smith, a personal injury lawyer since 1982. My law firm handles personal injury claims exclusively. I am one of the most highly rated and experienced attorneys servicing clients in Sacramento County. Please feel free to see our reviews on Yelp, Avvo and Google Plus.
Some small towns don't stay small forever, with Galt, CA being no exception. With more than 25% population growth since the year 2000, increased traffic density plays a large role in the frequency of traffic incidents resulting in injury or death. The number of people hurt along The Golden State highway has grown steadily as more people move to the area.
Local residents aren't the only ones at risk. Through-traffic is a contributing factor as well. Northbound traffic towards Sacramento and Southbound traffic towards Stockton both travel through Galt. Regular commuters in cars, vans and on motorcycles have to share highway 99 with big rig truckers, and occasionally accidents happen. I'm here to help when they do.The “personal” Personal Injury Lawyer
As someone who has been involved in a serious accident, I'm as familiar with pain and injuries as I am dealing with insurance companies. Together with my staff, we will discuss with you the details and complexities of your injury and keep you well informed throughout the entire process. It is very important to Ed that we all get to know you and your family. We are interested in the things and people that matter to you. In this way, we may better understand the impact that your injuries have had on your life and the lives of those you hold dear.
We have a proven track record of winning desirable settlements and verdicts for our clientele. When we are on your side you don’t have to worry about being bullied by insurance companies. We protect your rights and are capable of taking your case to trial if necessary We have the resources, the experts and experienced trial attorneys to do that. We work hard so you can focus on recovering from your injuries.FAQs
Q. What is the best insurance to cover my family from large expenses in an auto accident?
A. The best way to make sure that you and your family are protected in an auto accident is to purchase a substantial limit Uninsured/Underinsured Motorist policy. A single night at UCD can result in charges over $30,000.
Many drivers on California roads have minimal or no auto coverage. I suggest that anyone with a household income of $40,000 or more should purchase a $250,000/$500,000 UM policy. The cost of such coverage is actually quite reasonable as the most expensive part of an auto insurance premium is usually the collision coverage on the car.
For families with a household income of $75,000 or more, I suggest that they buy the coverage above and add a 1 Million Dollar Personal Umbrella that also covers you or family members if the $250,000 UM coverage above is inadequate. Please do NOT confuse a “personal umbrella with UM with a regular Umbrella Policy. A normal Umbrella does not cover UM.
If you have any questions as to where to best buy a personal umbrella, please call me at 916-921-6400. Be glad to connect you to an experienced personal umbrella agent.