If you or a family member has been seriously injured in an auto accident caused by the negligence of someone else, I can help.
My name is Ed Smith, and I've been helping auto accident victims secure the medical care and compensation they deserve for almost three decades. And I'd like to hear about the serious injuries you, or a family member has....and discuss what can be done about it. So call me at 916.921.6400 or contact me online for a FREE, no obligation consultation.
My firm not only represents clients who have suffered personal injuries or property damage in automobile accidents, but motorcycle, truck and bus accidents as well.
Additionally, my firm also handles other motor vehicle accidents including those involving drunk drivers or hit and run drivers, uninsured or underinsured drivers, as well as accidents occurring from motor vehicle, SUV and semi-tractor trailer collisions and rollovers.
Injuries suffered as a result of these types of accidents can be severe and life altering. You may have suffered whiplash or burns to your head or neck, have nerve damage or spinal chord paralysis, broken or dislocated a bone or limb, or even have lost the use of a limb.
My firm understands that your immediate goals after going through such trauma are to get your medical bills paid and covered, make sure you do not suffer financially through any lost wages, and make sure your insurance company will pay for future treatment relating to your injury.
When you call, we'll discuss your situation and go over all the options available to you - and after almost 30 years as a Sacramento Accident Lawyer, I am very familiar with all that will apply to your situation.
I will also work with insurance companies and other parties involved in your case to make sure all your needs are handled quickly and appropriately.
If you or a loved one has been injured in an auto accident in Sacramento or surrounding areas, contact us online or call us at 916.921.6400 to set up a FREE consultation to discuss your legal options.FAQ
Q. I was in a car accident in Sacramento and I’m wondering who pays my medical bills. Do I send them to the At fault driver?
A. I’m Ed Smith, a Sacramento Car Accident Lawyer. It seems logical that you would send the bills to the at fault driver’s insurance, but that’s not how it works. The at faults driver will not pay anything until the end of the lawsuit which could be a long time from the date of the accident.
There are several sources that might pay your medical bills. Generally, look first at your own Auto insurance policy. There is a coverage called medical payments or medpay. Most auto insurance policies have med-pay up to $5000 or $10,000. I always suggest to my clients that they get this rather inexpensive coverage as it can really help in an accident.
If you have it on your policy simply send your medical bills to your own auto insurance carrier and they will pay all bills incurred within a certain time period after the accident (Usually 1 to 3 years) up to the policy limits on your coverage.
IF you do not have med-pay on your auto policy, look into your health insurance from work. Almost always they will cover all or most of the medical bills arising from an accident.
If you do not have separate health insurance, an experienced attorney can help you to find a doctor who can see you on a lien. That means that the doctor will treat you now, but wait until the end of the case before he is paid.
Finally, most people over retirement age have Medicare which may help (although there are many reasons you might not want to bill Medicare).
People on very low incomes might be eligible for Medi-Cal, although, again there are many reasons you might not want to use Medi-Cal even if eligible.
People in the military have access to Champus which pays many of their bills.
The question of which way to pay for your medical bills is somewhat complex. You can call me anytime for free, friendly advice at 916.921.6400.
Again, I’m Ed Smith, a Sacramento car accident lawyer who is always willing to help.
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