At-Fault Party Had Minimal Insurance

Q: I’ve been in a Sacramento car wreck, and the at-fault party had a minimal policy. I did not have Underinsured Motorist coverage on my car. In the accident, I had back surgery and medical bills of over $150,000. Is there anything I can do? My attorney says that I should accept the $15,000 offered, which leaves me almost nothing after attorney fees and repayment of medical bills. This seems unfair because the at-fault driver is an accountant and lives in a million dollar home in Greenhaven. Is there anything I can do?

A: I am sorry to hear about your accident and surgery. It would have been beneficial to have high underinsured motorist limits on your policy and maybe a personal insurance umbrella that provides additional coverage. Still, I understand that’s too late now.

Shockingly, an accountant making good money and living in a mansion can cause these damages and then walk away. It’s a crime to drive on the roads of this state with a minimal policy and then thinks you could walk away when devastating someone else’s life. Some attorneys will tell you, “You can’t get blood from a stone,” however, this is not the case.

If I were you, I would find an attorney that will aggressively take this case to a verdict. This accountant was knowingly underinsured just because he was trying to save a few bucks.

An experienced attorney will find his assets, pursue this to judgment and then collect the damages you are entitled to.

You do have recourse.